Assisting small business owners and commercial real estate investors with the financing needed to accomplish their goals!

Great potential returns available through investing in performing and non performing mortgage loans!

Many of you have a mortgage on your home. Some of you may have a mortgage on an investment property. However, my guess is many of you are not aware you an buy mortgage held by others as an investment. Why would an investor want to invest in this area and what are the some of the tips to consider when buying mortgage loans? Our guest on Episode 14 of Financially Empowered with Ralph Russell is Dion DePaoli, CEO of Secure Debt Exchange Systems, Dio is an expert on investing in the non performing an performing loan business.

Among the topics we discuss in the podcast; Why a current lender sell a mortgage which is performing, with no serious issues, 2) What returns are available for investors buying a performing note, 3) What risk factors should a potential buyer consider.

This subject came to my attention in 2017 when I was trying to find a bridge loan for a client’s commercial property in suburban Chicago. The client owed their lender close to $312,000. No bridge lender was interested, but one of them offered to buy the commercial mortgage loan for $185,000, which the lender agreed to. The loan buyer established new loan terms at 12% interest only for 24 months, and when the loan is refinanced or the property is sold, the loan buyer should receive the full loan payoff, which at the time of purchase was $312,000.

There are many important pieces to consider with every loan purchase and Dion discusses many of them on this episode. I would also encourage you to reach out to Dion DePaoli at with any specific questions on this subject. Please mention you heard his interview on the podcast with Ralph Russell.

Thanks to all of you for checking out the podcast! The show has been downloaded in most states in the US, along with France, the UK, Germany, Russia, Ireland, Japan, Finland and Canada.

I would so appreciate you sharing the podcast with your friends and family on social media. Share this link with them to make it easy to check out the episodes we have completed so far.

Coming up, we will be discussing what is driving the popularity of fix and flip real estate, along with great strategies for student loan refinancing, investing in start ups for only $5,000, and how to locate the best online small business lenders.

I would love to hear from you, reach out to me on twitter @ralphspodcast, ralphspodcast on instagram or via email at I would like to personally thank you for taking time out of your schedule to listen to the podcast! We will also be posting more blog episodes here on this site and sharing more short videos on instagram and on my facebook page Financially Empowered.

Listen to this episode

About the author, Ralph

During my first 20 plus years in the financial industry , I was a investment adviser. With a degree in Radio and TV from Ohio University, I began hosting radio shows focused on investing in 1985, where I would interview fund managers, stock analysts, and CEO's and answer numerous listener questions.
During this time, I was fortunate to host a show for 5 years on one of the top 2 or 3 radio stations in the US as well as appear on local and national television discussing the financial markets.
The past 5 years have been spent assisting small business owners and commercial real estate investors with obtaining the funding they need to accomplish their goals.
During my career, I have learned we all can make the best business/financial decisions possible if we had access to objective insight from experts in the specific topic matter.
The goal of each episode of Your Business Decision is to share this expert insight, assisting the listeners with making the best business/financial decisions possible in the future.

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