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Assisting small business owners and commercial real estate investors with the financing needed to accomplish their goals!

The 4 most important factors in getting your Commercial real estate loan approved.

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After working with countless commercial property owners all across the US, I have concluded there are 4 very important factors which determine what loan requests get approved and which get declined. 1) The cash flow of the property, 2) The loan request to appraised value of the property, 3) the location/asset type of the property,…

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Thanks for listening, would love your feedback!

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Thanks to all of you for checking out the podcast! The audience grows each week, likely due to you sharing the podcast with your friends and family, and I am grateful to you for doing so. I would love to hear from you. What topics would like me to hear cover more? Investment real estate?…

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Reasonable borrowing rates for your next fix and flip or investment rental project!!

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On Episode 16, I am joined by Stephen Ballard of nationwide fix and flip lender, RCN Capital. Along with vetting every contractor associated with your project, and making sure all permits are in place before doing any work, obtaining the right financing is crucial for your flip or rental as well. On the episode we…

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Consider selling your term insurance policy before it expires!

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Term insurance is the most widely held type of life insurance. This is due to the fact that is much cheaper than universal life or whole life and is often taken out when the insured is younger and concerned about leaving a lump sum for income replacement for their beneficiaries. Term insurance is sold in…

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Tips for getting your small business loan approved!

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For many years, I have assisted many small business owners and real estate investors with locating the best financing options for their objectives. Many small business loans get declined and I point to a few consistent mistakes I see more than any other, 1) Not having the financial reports for the business put together in…

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Changes to 401k limits for 2018!

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How 401(k) plans will change next year The IRS announced recently that 401(k) contribution limits will increase by $500 per year beginning in January. That means that in 2018, employees who participate in the employer-sponsored program can put in as much as $18,500 per year, up from $18,000 the year before. The savings could eventually…

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Turn your invoices into instant cash!

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The challenge many small business owners face is delayed payment from their customers. Often, invoices go unpaid 30/60/90 days plus. How great would it be to take control of your companies cash flow? Funding programs are available which give you instant access to money tied up in your account receivables. Your personal credit score is…

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The odds of another rate hike before year end is high!

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According to Bloomberg World Interest Rate Probability data, the odd of another rate hike in the US by the Federal Reserves is 76.7%! Should you be considering locking in a mortgage rate, you may wish to do so sooner than later. The US prime rate stayed at 3.25% from December 16, 2008 until December 15,…

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Bank recently decline your Business loan app? Several other options may be possible!

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Frustrated with the business loan process after a recent loan decline from a bank? Request my Guide To Getting Your Business Loan Approved After Your Bank Says No at the end of this blog post. Access to cash is key to running a business. In the case of a small business, cash may be needed…

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Possible options for saving your commercial property from foreclosure!

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Occasionally while running a business, unexpected financial issues arise which creates a cash flow crisis. The cash crunch can lead to your commercial property facing foreclosure. There may be options to refinance the loan, and save your property, even if your liquidity is tight. Option 1) A bridge loan, this serves as a bridge, or…

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