Assisting small business owners and commercial real estate investors with the financing needed to accomplish their goals!

Episode 003 – Affordable Group healthcare options for your company

Note – The first 6 episodes were produced under the name Your Business Decision. Beginning Oct. 1, 2017 the podcast was re-branded to Financially Empowered with Ralph Russell.

The cost of healthcare has skyrocketed the past few years, increasing at an incredible pace!

This has impacted the bottom line for individuals paying for their own coverage as well as small business owners who offer a group healthcare plan for their company.

On this episode of Your Business Decision, I am joined by Catherine Sbarra, a group health care expert. Catherine addresses the current uncertainty in healthcare in the US, why our premiums have risen so drastically and offers a solution to small business owners searching for an affordable group healthcare coverage to offer to their employees.

In a recent example Catherine discussed with me, a 150 employee auto dealership will save anywhere from $750,000 to $2,000,000 in 2017 in their group healthcare costs by choosing a proprietary plan offered by her company, HRB Solutions.

If your group healthcare costs are putting a squeeze on your bottom line and you would like to receive a complimentary competitive cost analysis comparing your current plan to other potential options for your company, please email Catherine Sbarra at

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About the author, Ralph

My entire 30 yr plus career has focused on finance. The past 7 years have been spent assisting small business owners and commercial real estate investors with obtaining the funding they need to accomplish their goals.

For small business owners, I have assisted with arranging lines of credit, account receivable. purchase order and equipment financing, along with working capital.

For commercial real estate investors, I focus on refi's, refi/cash out, property acquisitions, financing for new commercial developments, fix and flip loans and investment property financing.

During my career, I have learned we all can make the best business decisions possible if we had access to the appropriate capital partner for each specific financial request and credit profile.

Please reach out to me directly with any question you have related to your business or commercial real estate financing objective. Also, you can let me know what struggles you may be facing in your business, and I will do my best to help you get the answers needed to get through the struggle.

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